Alpha Bank will announce its results for the year ended 31 December 2003 on Wednesday, 25 February 2004. The schedule for the day will be as follows:

• 08.30 Athens (06.30 BST): Press release, including a full set of results, available from the company by prearrangement or Alpha Bank`s website (www.alpha.gr) and the Athens Stock Exchange website (www.ase.gr)

• 10.00 Athens (08.00 BST): Analyst and Investor meeting, at Alpha Bank, 40 Stadiou Street, 3rd Floor.

• 12:30 Athens (10: 30 BST): Press conference by Mr Yannis S.Costopoulos, Chairman and Managing Director at Alpha Bank?s headquarters, 40 Stadiou Street, 3rd Floor.

• 16.00 Athens (14.00 BST): International analyst and investor conference call-details available by request.