Alpha Bank, in application of the Bank of Greece?s Directive No. 2501/31.10.2002, concerning transparency in banking transactions, announces that specific changes to its current Terms and Conditions Brochure, will apply as of January 19, 2004. Our Customers, are advised that a leaflet containing the forthcoming amendments, will be available in all of our Branches as of December 17, 2003. Similar information will also be available as of the same date from the Bank?s Call Centre (tel. 801-11-202020 - at local rate call charge), as well as on the Alpha Bank web site (www.alpha.gr).