Alpha Bank will announce its results for the January to September 2003 period on Friday, November 7, 2003. The schedule for the day will be as follows:

• 08.30 Athens (06.30 BST): Press release, including a full set of results, available from the company by prearrangement or Alpha Bank`s website (www.alpha.gr) and the Athens Stock Exchange website (www.ase.gr)

• 10.00 Athens (08.00 BST): Analyst and Investor meeting (in greek), at Alpha Bank, 40 Stadiou Street, Athens 102 52

• 16.00 Athens (14.00 BST) : International analyst and investor conference call-details available by request

Alpha Bank management will be available for comment during the day.

ENQUIRIES

Alpha Bank:
Michael Massourakis
Tel: +30 210 326 2828

Financial Dynamics London:
Geoffrey Pelham-Lane/Emma Buchanan
Tel: +44 (0) 20 7269 7294

Financial Dynamics Greece:
Alastair Hetherington
Tel: +30 210 725 8194