Geniki Bank S.A (the "Bank"), in accordance with article 53 par. 2 of l.3371/2005 (Government Gazette A' 178/14.7.2005) and the Capital Market Commission's Regulation 1/380/4.5.2006 (Government Gazette B' 657/25.5.2006), informs the public that the Bank's paper-based registered shares, not submitted to the Bank for dematerialization by 14.7.2006 (within twelve months of the date the abovementioned law came into force), including all shares resulting from corporate actions, will be sold through Athens Exchange, under supervision of the Bank, according to the following procedure: Following the Bank's request, permission for the sale will be granted by the Capital Market Commission, a Member of Athens Exchange will be appointed in order to conduct the sale, and the shares to be sold, as well as the date of commencement of the sale procedure, will be determined. The proceeds from the sale will be deposited in the Deposits and Loans Fund and will be at the disposal of the beneficiaries. Regarding the abovementioned issues, the Bank will be informing the shareholders through new announcements. As a result, shareholders of the Bank, that have not had their shares dematerialized, are requested to contact Geniki Banks' Investor Relations, Bank's Shareholder's Department, no later than July, 7th, and apply for the dematerialization of their shares, submitting their depository documents or the paper-based titles and a copy of the investor account in Dematerialized Securities System of Central Securities Depository S.A. In case the shareholder does not have an account in Dematerialized Securities System, he/she should contact any account operator, i.e. Stock Broker or Bank acting as a Custodian. Note that due to the dematerialization procedure Geniki Bank is certified to legalize any shareholders who are registered in their records without the paper-based titles. All the shareholders are kindly informed in order to take care on time in order the procedure to be completed. For further information, the shareholders may contact the Bank's Shareholders' Department: Mesogion 109-111,115 10, Athens, tel. 210-69.75.476, 210-69.75.195.