Alpha Bank, as of 19.4.2004, offers the new "Alpha First-Year Fixed Interest Rate Housing Loan" with a favourable interest rate of 3,5%, fixed for the first year.

The new housing loan also offers the advantages of Alpha Housing Plan 2004 and Alpha Euro Rate 2004 Housing Loan, i.e.:

• no repayment for the month of August 2004 as a gift,

• Flexibility, by providing the option of a repayment holiday every following August,

• Partial early repayments without charge,

• Rapid disbursement, before the mortgage prenotation,

• Personal loans and credit cards with favourable terms and interest rates.

More information on the new housing loan can be obtained from all Alpha Bank branches or by calling 801.11.202020.